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Renault Clio Gear
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 RENAULT CLIO MK4 LEATHER GEAR GAITER WHITE ST 06-09  US $23.28
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 RENAULT CLIO MK4 LEATHER GEAR GAITER PINK ST 06-09 US $23.28
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Why You Need Auto Insurance
Many people wonder why insurance is necessary. Aside from state laws, the reasons why you will need to carry insurance coverage include being able to legally purchase and drive a new car. Under current laws in most states, you can't buy a vehicle and drive it off the lot without furnishing proof of insurance. In most cases you won't even be able to arrange financing without proper coverage. You may be required to show proof of insurance to your lender in order to qualify or get approval for the loan amount, or you may be required to show proof before the car's title can be legally transferred into your name. Sometimes you are required proof of insurance in both instances.
Before you are approved for any auto loan, you are required to carry the specific types of insurance specified by the bank, so it's important to get a list of required coverages before shopping for a car insurance company. If you lack complete coverage as required by law and your finance company, the purchase of your new car could be delayed.
Some people find ways to cheat the system and drive without proper insurance. Any time you operate a vehicle without the required coverage you risk your driver's license. Aside from the obvious risks of an accident, there are also random police stops, DUI checkpoints and other ways state laws permit the authorities to check driver compliance with state insurance laws. You may be able to get away with driving without insurance over the short term, but the law of averages says you will find yourself in a situation where proof of insurance is needed sooner or later.
There are plenty of other reasons to carry insurance. It's an important part of the social contract, similar to voting and other civic duty. One reason to have insurance is because it makes you a more socially responsible person. By having insurance you make it financially safer for all of us; in the event you damage someone's car or injure them with your car, you essentially have a savings account waiting to help make that person financially whole again. Auto insurance protects your interests, but it also protects other people.
That savings account doesn't just protect the other driver in an accident-it keeps you from being personally liable after an accident. Because police investigations can assign a percentage of blame to both parties, you may find yourself liable for your share of the accident even if it wasn't your fault. This requires you to pay up for the amount of damages the police report and/or insurance investigator's report specifies. Do you have enough money saved up to pay for your share of an accident? If no one bought insurance, then we would all likely end up in court somewhere suing each other for repair bills and enormous medical costs. By everyone having car insurance, we are a more socially and financially responsible society.
Click here for more tips and advice to help save money on your next auto insurance policy.
Vauxhall Corsa VXR
Vauxhall are on a roll. Not content with giving speed freaks the fastest Astra ever, they've only gone and given the same VXR treatment to the baby of the range - the Corsa. It's not hard to spot in a crowd either, with the Corsa VXR styling being bolder than a streaker at the Superbowl.
In a world where any fast hatchback is coveted by the Max Power generation, Vauxhall have saved everyone the trouble of pimping their ride with enormous aftermarket alloy wheels and air vents by putting all this on the standard car. The rear diffuser gives the car real racing looks and isn't just for show, as it ensures the car remains stable at high speeds. In fact the whole design has been born out of many hours in the wind tunnel as Vauxhall shaped and sculpted the VXR design - something clearly seen with the roof level spoiler.
Neat features abound from every angle. The aforementioned rear diffuser is striking, but the inverted triangular exhaust that is embedded within is a masterstroke. As are the wing mirrors which continue the triangle theme with a large chunk cut out from each. The front end manages to combine aggressive looks with the cheeky charm of the standard Corsa range by subtly altering the front bumper to house a sportier front grill and fog lights.
17 inch alloy wheels are standard although a wise investment of £400 on the options list will see them grow to 18 inch monsters. The interior takes delivery of the latest Recaro racing seats that aren't just immensely comfortable, but are designed to allow for side airbags to remain and the chunky steering wheel acts as a timely reminder that you're driving a serious performance car.
So to the performance. A throaty engine note greets you as you turn the key, the Corsa VXR housing a 1.6 litre turbocharged unit that develops 189bhp. 0 - 60mph is achieved in a mere 6.8 seconds with the turbo kicking in from the low revs to minimise the dreaded turbo lag. Overboost ensures the power keeps coming once your foot is welded to the floor meaning that the VXR never feels slow or is scrabbling around for power.
Despite all this oomph, the Corsa VXR remains refined and less frenetic than some of its rivals. Motorway driving is a doddle, but it's the twisty stuff the car longs for and it doesn't disappoint when it gets out into the countryside. The car clearly shows that it's been part of Vauxhall's latest design and development plan from the start. The car rides lower than the standard models and has a 25% stiffer rear axle which combines to make the car really fun to drive. The chassis is fully involved throughout as is the stability control which ensures all the power goes onto the tarmac. If you want to be brave and turn it off you can, however not only will you go everywhere slower, you'll be best mates with the local tyre fitter as you'll constantly send the wheels spinning uselessly with all the power going up in tyre smoke.
Variable power assisted steering may not be to the keenest drivers' taste as you don't quite feel every nuance of the road surface but you really would have to be wearing a fetching anorak to let this spoil your fun. One aspect that was a tad annoying was the clunky gearbox, not particularly helped by the oversized gear stick but this makes as much difference to my liking of the Corsa VXR as a broken cup holder on a Boeing 747.
Now to the very best bit. With the price of fuel being hiked every time I blink, cars like this are in danger of being priced out of the market. Yet despite the 189bhp, the turbo, the polished pedals that scream "stamp on me!" and the stability control working overtime, the car returns...wait for it...35.8mpg! Not only are running costs going to be low then, but buying the car in the first place won't require you to sell your arms to medical science. The UK price is £15,595 which undercuts its rivals, most notably the Ford Fiesta ST, Renault Clio 197 and Honda Civic Type R.
A trawl through the options list (including those must have alloy wheels) can hike the price up, but with so much kit as standard, you'll be hard pressed to find anything that is a must have once you've ticked for the new wheels. If you were to sell the car in the future, expect good residuals too as limited numbers will be available each year - only 2,500 in the UK for example.
Right I'm off for my daily stare at that exhaust.
About the Author
Tom London is an automotive journalist based in the UK. He is currently working with the Vauxhall dealer Now Vauxhall promoting the
Vauxhall VXR Corsa VXR.
Can you tell me how to remove the gear-knob on the Renault Clio?
Girlfriend wants to put new gear-knob on her clio that she just got but i am not sure how two remove it can you help Thanks
Just unscrew the old one.
yes, it will be hard to unscrew, they put loclktite on the threads before they screwed it on.
2001 Renault Clio Extreme review from UK and Ireland
What things have gone wrong with the car? I bought this car 3 months ago... My CD played straight away, the played up and says CD error... I then took the car back as the clutch was slipping, and was told my warranty didn't cover this...
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